Which policy provides benefits for in-hospital medical treatment and surgery, along with certain outpatient expenses?

The policy that specifically provides benefits for in-hospital medical treatment and surgery, along with certain outpatient expenses, is hospitalization insurance. This type of insurance is designed primarily to cover the costs associated with a patient's stay in a hospital, including surgical procedures and associated expenses that may occur during the outpatient phase, such as follow-up care or certain outpatient treatments.

Hospitalization insurance is tailored to ensure that insured individuals can receive necessary medical care when hospitalized without facing overwhelming financial burdens. It is focused on providing coverage for in-patient services and may include provisions for certain outpatient services that closely follow or are necessary for the treatment received during hospitalization.

While health insurance encompasses a broader range of healthcare services, including preventive care and outpatient visits, it may not specifically highlight the in-hospital focus like hospitalization insurance does. Major medical insurance tends to cover a wider array of healthcare needs, including catastrophic medical situations and comprehensive benefits, but again, it is not solely focused on hospitalization. Disability insurance, on the other hand, provides income replacement for individuals who are unable to work due to illness or injury, rather than covering medical expenses directly related to hospital stays or outpatient care.

In summary, hospitalization insurance is specifically designed to cover expenses incurred during hospital stays and certain outpatient treatments, making it the