Which of the following is typically NOT an exclusion from accident and health policies?

Study for the PSI Insurance Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Loss of income from disability is typically covered under accident and health insurance policies, as these policies are designed to provide financial support during a period of disability due to accidents or health-related issues. The purpose of such policies is to protect individuals who are unable to work due to unexpected medical conditions or injuries, thus offering them income replacement during their recovery.

In contrast, exclusions such as pre-existing conditions, intentional injuries, and war-related injuries are common in many accident and health policies. Pre-existing conditions may be excluded because insurers often want to avoid covering injuries or illnesses that existed before the policy was purchased. Intentional injuries are typically excluded since insurance is meant to provide coverage for unforeseen or accidental events rather than self-inflicted harm. War-related injuries are often excluded due to the unpredictable nature and high risk involved in activities during war.

Thus, the inclusion of loss of income from disability under such policies highlights the intention of providing financial relief during incapacitation, making it the correct choice for what is typically not an exclusion.

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