Which of the following is true for most comprehensive dental policies?

Study for the PSI Insurance Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Most comprehensive dental policies are designed to cover a wide range of dental procedures to ensure that policyholders receive necessary care without excessive out-of-pocket expenses. One of the key features of these policies is that routine care, which includes preventive services such as check-ups, cleanings, and sometimes x-rays, is often provided without the burden of coinsurance or deductibles. This approach encourages regular dental visits and preventive care, reducing the likelihood of more severe dental issues developing over time.

By eliminating coinsurance or deductibles for routine care, comprehensive dental policies aim to promote better oral health among insured individuals. This means that policyholders can access essential preventive services without having to pay a portion of the costs, making dental care more accessible and affordable, as well as encouraging regular maintenance of oral health.

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