Which insurance policy is specifically designed to cover dental care?

Dental insurance is specifically designed to cover dental care, making it the most suitable choice for this question. This type of insurance typically provides benefits for a range of dental services, including routine check-ups, cleanings, fillings, oral surgery, and sometimes orthodontics. The intent of dental insurance is to help patients manage the costs associated with dental care, which can be significant, especially if unexpected procedures arise.

Health insurance, while it may cover some dental services in limited contexts, primarily focuses on broader medical care and is not specifically structured to address the nuances of dental treatment and procedures. On the other hand, disability insurance provides income replacement for individuals unable to work due to illness or injury and does not pertain to dental coverage. Life insurance offers financial support to beneficiaries in the event of the insured's death, which again does not relate to dental care. Thus, among the given options, dental insurance is uniquely tailored to meet the needs associated with dental health.