A health insurance policy that covers dependent children must provide coverage for newborns starting at what time?

The correct answer is that a health insurance policy must provide coverage for newborns at the moment of birth. This is a standard requirement in most health insurance policies, ensuring that newborns have immediate access to necessary medical care right after delivery. Coverage from the moment of birth addresses important health needs that can arise immediately, including routine check-ups and any urgent medical situations that a newborn might face.

Typically, health insurance policies include specific provisions to automatically cover newborns. This means that as long as the parent is enrolled in the health insurance plan, the newborn is automatically included in that coverage without any waiting period. This requirement is crucial for parents to ensure that their children's healthcare needs are met without delays or gaps in coverage immediately after they enter the world.